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At CASH 1, your privacy is important to us. This Privacy Policy describes the information we collect and how we use that information and is applicable if you have applied for service with CASH 1, or if you are a current or former customer. This Privacy Policy is effective as of December 1st, 2008.

PROTECTING THE PRIVACY OF CUSTOMER INFORMATION

We are committed to protecting your privacy and to implementing technology that gives you a powerful online experience. We maintain physical, electronic, and procedural safeguards to transmit and store information about you. For instance, we use computer virus protection software, firewalls, and a 128 bit Secure Socket Layer (SSL) for data transmission to secure your information. We are regularly evaluating new advances in security technology and techniques to provide protection for information about you. In addition, we permit only authorized employees who have a job-specific purpose and are trained in the proper handling of customer information to have access to your information.
INFORMATION WE COLLECT ABOUT YOU
We collect several types of information about you:
  • “Nonpublic Personal Information” you provide through online forms, application and registration forms, surveys, and or other entries, such as your name, address, telephone number, drivers’ license number or other government issued photo ID, social security number, e-mail addresses, assets and income;
  • Non-personally identifiable information, such as web page http headers (home server domain names, IP address, type of client computer, and type of Web browser);
  • Information, user specific or aggregate, on which web pages our visitors access;
  • E-mail addresses of visitors that communicate with us via e-mails;
  • Information about your transactions with us, our affiliates or others, such as payment history and loan balances;
  • Information we receive from third parties, such as consumer reporting agencies and other lenders, regarding creditworthiness and credit history.

HOW WE USE INFORMATION WE COLLECT
The information we collect about you is used to provide services to you and contact you regarding administrative matters. We may also use your information to resolve disputes, troubleshoot problems, and enforce our agreements with you, including, but not limited to the Customer Credit Agreement & Disclosure, including the Electronic Payment Authorization Agreement, and this Privacy Policy.

We may use your contact information to send you information about your company and promotional material from our partners. We may also use your personal, demographic and profile data to improve our purposes for our advertisers. Information collected by us may be added to our databases and used for future e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online, unless prohibited by law.

PARTIES TO WHOM WE DISCLOSE
We reserve the right to share data we collect with our affiliates, as well as to share, rent, sell, or otherwise disclose data we collect with non-affiliated third parties, including but not limited to magazine publishers, retailers, and direct marketers. Any non-affiliated third party we share, rent, sell, or otherwise disclose data to will be prescreened by us, determined by us to be reputable, and will sue the personal data for marketing products and services which we determine, in our sole judgment, that you might find of interest.

Information we share with Affiliates:

Some of our services are provided using our affiliates, and we share non-public personal information with them in order to fulfill the services you have requested, and as required or permitted by law.

Information we share with Third Parties:

We use certain non-affiliated third parties as service providers, and we share non-public personal information with them in order to fulfill the services you have requested, and as required or permitted by law.

Information we share with Financial Institutions:

We may disclose information we collect to financial institutions with which we have a joint marketing and/or servicing agreements, such as banks.

CONTACT AND MARKETING PREFERENCES
CASH 1 may contact you by several contact methods, including but not limited to writing you via U.S. and/or foreign postal service and/or electronic mail, and calling you via telephone, at any address or number provided by you. We may also contact you via text messaging or other mobile communications device, if you have previously requested or agreed to this type of communication. We may use any one or all of these methods to contact you about the status or approval of your personal line of credit, inform you about special promotions, savings and services we believe may be of interest to you, to remind you of upcoming payments, and to communicate with you regarding collections and other issues related to your personal line of credit.

You may manage your contact information and preferences by calling us at (480)736-1125, or e-mailing us at customercare342@cash1loans.com or changing your contact preferences on the CASH 1 website. Notwithstanding the above, we reserve the right to contact you to inform you of technical services issues related to a service you requested. You will not be able to choose to unsubscribe from these communications as they are considered an essential part of the service you have requested. In addition, we reserve the right to contact you regarding your account status, collection matters, changes to subscriber agreements, privacy policy, or any other policies or agreements relevant to you and/or your personal line of credit using any contact method described above.

ACCURACY OF YOUR ACCOUNT INFORMATION
We have established procedures to ensure that your financial information is accurate, current and complete, in keeping with reasonable industry standards. We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us. We will investigate your concerns and correct any information we determine to be inaccurate.

You may change your information on your application online by logging into the website and selecting “Contact Information”

CHANGES TO THIS PRIVACY POLICY
Because circumstances and technologies change, we reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy or by posting changes online at our website.

ADDITIONAL SECURITY PRECAUTIONS
You also have a significant role in protecting your information. No one can see or edit your personal information without knowing your login information; do not share this with others. If you use this site you are responsible for maintaining the confidentiality of your account, password, and restricting access to your computer. You agree to accept responsibility for all activities that occur under your account and password.

“COOKIE” POLICY
To ensure we are publishing content customers need and want, www.Cash1.com collects aggregated site visitation statistics using cookies. We do not track individuals’ use of the web site. When someone visits the web site, a cookie is placed on the customer’s machine (if the customer accepts cookies). If you choose to not have your browser accept cookies from the www.Cash1.com web site, you will not be able to subscribe to the service offerings on the site.

CREDIT REPORTING DISCLOSURE
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

NOTICE TO OPT OUT
If you wish to “opt-out” of disclosure information with affiliates and non-affiliated third party companies (other than as required or permitted by law), log into your account, go to the Subscription page, and state your information sharing and contact preferences.

By electing to opt-out of information sharing you will not receive updates on new products, services, or special offers. We may still send out periodic emails informing you of issues related to a service you requested. You will not be able to choose to unsubscribe from these mailings as they are considered an essential part of the service you have requested.

CHILDREN AND THE INTERNET
We respect the privacy of your children, and we comply with the Children’s Online Privacy Protection Act (“COPPA”). We do not knowingly collect or retain personally identifiable information from consumers under the age of thirteen (13). You must be at least eighteen (18) years of age to obtain services from us.

WHO DO YOU CONTACT WITH QUESTIONS
If you have any questions about this Privacy Policy or the practices of this web site, please contact us by sending a letter to:

Cash 1
985 Damonte Ranch Pkwy, Suite 206,
Reno,NV 89521
Ph: (775)825-25555 Or
(480)736-1125
Or
Sending us an e-mail at: customercare342@cash1loans.com