or call us at (480)736-1125
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At CASH 1, your privacy is important to us. This Privacy Policy describes the information
we collect and how we use that information and is applicable if you have applied
for service with CASH 1, or if you are a current or former customer. This Privacy
Policy is effective as of December 1st, 2008.
PROTECTING THE PRIVACY OF CUSTOMER INFORMATION
We are committed to protecting your privacy and to implementing technology that
gives you a powerful online experience. We maintain physical, electronic, and procedural
safeguards to transmit and store information about you. For instance, we use computer
virus protection software, firewalls, and a 128 bit Secure Socket Layer (SSL) for
data transmission to secure your information. We are regularly evaluating new advances
in security technology and techniques to provide protection for information about
you. In addition, we permit only authorized employees who have a job-specific purpose
and are trained in the proper handling of customer information to have access to
your information.
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INFORMATION WE COLLECT ABOUT YOU We collect several
types of information about you:
- “Nonpublic Personal Information” you provide through online forms, application and
registration forms, surveys, and or other entries, such as your name, address, telephone
number, drivers’ license number or other government issued photo ID, social security
number, e-mail addresses, assets and income;
- Non-personally identifiable information, such as web page http headers (home server
domain names, IP address, type of client computer, and type of Web browser);
- Information, user specific or aggregate, on which web pages our visitors access;
- E-mail addresses of visitors that communicate with us via e-mails;
- Information about your transactions with us, our affiliates or others, such as payment
history and loan balances;
- Information we receive from third parties, such as consumer reporting agencies and
other lenders, regarding creditworthiness and credit history.
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HOW WE USE INFORMATION WE COLLECT
The information we collect about you is used to provide services to you and contact
you regarding administrative matters. We may also use your information to resolve
disputes, troubleshoot problems, and enforce our agreements with you, including,
but not limited to the Customer Credit Agreement & Disclosure, including the Electronic
Payment Authorization Agreement, and this Privacy Policy.
We may use your contact information to send you information about your company and
promotional material from our partners. We may also use your personal, demographic
and profile data to improve our purposes for our advertisers. Information collected
by us may be added to our databases and used for future e-mails or postal mailings
regarding site updates, new products and services, upcoming events, and/or status
of orders placed online, unless prohibited by law.
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PARTIES TO WHOM WE DISCLOSE
We reserve the right to share data we collect with our affiliates, as well as to
share, rent, sell, or otherwise disclose data we collect with non-affiliated third
parties, including but not limited to magazine publishers, retailers, and direct
marketers. Any non-affiliated third party we share, rent, sell, or otherwise disclose
data to will be prescreened by us, determined by us to be reputable, and will sue
the personal data for marketing products and services which we determine, in our
sole judgment, that you might find of interest.
Information we share with Affiliates:
Some of our services are provided using our affiliates, and we share non-public
personal information with them in order to fulfill the services you have requested,
and as required or permitted by law.
Information we share with Third Parties:
We use certain non-affiliated third parties as service providers, and we share non-public
personal information with them in order to fulfill the services you have requested,
and as required or permitted by law.
Information we share with Financial Institutions:
We may disclose information we collect to financial institutions with which we have
a joint marketing and/or servicing agreements, such as banks.
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CONTACT AND MARKETING PREFERENCES
CASH 1 may contact you by several contact methods, including but not limited to
writing you via U.S. and/or foreign postal service and/or electronic mail, and calling
you via telephone, at any address or number provided by you. We may also contact
you via text messaging or other mobile communications device, if you have previously
requested or agreed to this type of communication. We may use any one or all of
these methods to contact you about the status or approval of your personal line
of credit, inform you about special promotions, savings and services we believe
may be of interest to you, to remind you of upcoming payments, and to communicate
with you regarding collections and other issues related to your personal line of
credit.
You may manage your contact information and preferences by calling us at
(480)736-1125,
or e-mailing us at
customercare342@cash1loans.com or changing your contact preferences on the CASH 1 website.
Notwithstanding the above, we reserve the right to contact you to inform you of
technical services issues related to a service you requested. You will not be able
to choose to unsubscribe from these communications as they are considered an essential
part of the service you have requested. In addition, we reserve the right to contact
you regarding your account status, collection matters, changes to subscriber agreements,
privacy policy, or any other policies or agreements relevant to you and/or your
personal line of credit using any contact method described above.
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ACCURACY OF YOUR ACCOUNT INFORMATION
We have established procedures to ensure that your financial information is accurate,
current and complete, in keeping with reasonable industry standards. We continually
strive to maintain complete and accurate information about you and your accounts.
Should you ever believe that our records contain inaccurate or incomplete information
about you, please notify us. We will investigate your concerns and correct any information
we determine to be inaccurate.
You may change your information on your application online by logging into the website
and selecting “Contact Information”
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CHANGES TO THIS PRIVACY POLICY
Because circumstances and technologies change, we reserve the right to change this
policy at any time by notifying you of the existence and location of the new or
revised privacy policy or by posting changes online at our website.
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ADDITIONAL SECURITY PRECAUTIONS
You also have a significant role in protecting your information. No one can see
or edit your personal information without knowing your login information; do not
share this with others. If you use this site you are responsible for maintaining
the confidentiality of your account, password, and restricting access to your computer.
You agree to accept responsibility for all activities that occur under your account
and password.
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“COOKIE” POLICY
To ensure we are publishing content customers need and want, www.Cash1.com collects
aggregated site visitation statistics using cookies. We do not track individuals’
use of the web site. When someone visits the web site, a cookie is placed on the
customer’s machine (if the customer accepts cookies). If you choose to not have
your browser accept cookies from the www.Cash1.com web site, you will not be able
to subscribe to the service offerings on the site.
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CREDIT REPORTING DISCLOSURE
We may report information about your account to credit bureaus. Late payments, missed
payments, or other defaults on your account may be reflected in your credit report.
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NOTICE TO OPT OUT
If you wish to “opt-out” of disclosure information with affiliates and non-affiliated
third party companies (other than as required or permitted by law), log into your
account, go to the Subscription page, and state your information sharing and contact
preferences.
By electing to opt-out of information sharing you will not receive updates on new
products, services, or special offers. We may still send out periodic emails informing
you of issues related to a service you requested. You will not be able to choose
to unsubscribe from these mailings as they are considered an essential part of the
service you have requested.
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CHILDREN AND THE INTERNET
We respect the privacy of your children, and we comply with the Children’s Online
Privacy Protection Act (“COPPA”). We do not knowingly collect or retain personally
identifiable information from consumers under the age of thirteen (13). You must
be at least eighteen (18) years of age to obtain services from us.
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WHO DO YOU CONTACT WITH QUESTIONS
If you have any questions about this Privacy Policy or the practices of this web
site, please contact us by sending a letter to:
Cash 1 985 Damonte Ranch Pkwy, Suite 206, Reno,NV 89521 Ph: (775)825-25555
Or
(480)736-1125
Or
Sending us an e-mail at:
customercare342@cash1loans.com
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